“I'm putting money into separate savings accounts. That should ensure I have the money when I need it”This is a common misconception that many
How to know if you have “spare” cash or not
Understanding when your surplus (ie spare) money is really for spending, and when it isn’t.Recognise this train of thought? “It looks like I
Should you pay debts first or save?
When is it better to focus on saving or paying down debt?As a rule of thumb, if your credit card or loan interest is greater than your bank
The Three Top Reasons to Separate Business from Personal
Is it that important to separate business from personal when it comes to your finances? If you're in business for yourself, any kind of
Why you can’t stick to a budget
“I downloaded this excel spreadsheet. Now we should be able to stick to a budget!”Picture this... It's the end of the month and you and your
Where Does All My Money Go? All about Spending Leaks
Why Income Is Only HALF of The Wealth Equation “We earn a lot, so we should be able to spend less than we earn!”It's a phrase I hear a lot, which
