Understanding when your surplus (ie spare) money is really for spending, and when it isn’t.Recognise this train of thought? “It looks like I
Should you pay debts first or save?
When is it better to focus on saving or paying down debt?As a rule of thumb, if your credit card or loan interest is greater than your bank
The Three Top Reasons to Separate Business from Personal
Is it that important to separate business from personal when it comes to your finances? If you're in business for yourself, any kind of
Why you can’t stick to a budget
“I downloaded this excel spreadsheet. Now we should be able to stick to a budget!”Picture this... It's the end of the month and you and your
Where Does All My Money Go? All about Spending Leaks
Why Income Is Only HALF of The Wealth Equation “We earn a lot, so we should be able to spend less than we earn!”It's a phrase I hear a lot, which
Why Barefoot Investor doesn’t work for everyone
“I read the Barefoot Investor Book - I should be able to budget now...” Right?Not necessarily. At Bright Spenders we LOVE the
