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Bright Spenders

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May 29, 2020

You could be saving nearly $7k per year by working from home.

You could be saving nearly $7k per year by working from home. I’ve been working from home for seven years now, and I’ve discovered that there’s a

blankUncategorized blankHome office savings,  work from home

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May 18, 2020

Freezing mortgage payments – Does it hurt your credit score?

With millions of Australians either out of work due to COVID-19 or facing reduced hours and reduced pay, many people are slipping into financial

blankUncategorized blankcovid19,  credit rating

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April 20, 2020

Job Keeper Payment – Much needed help for Businesses and Soletraders

Job Keeper Payment.  Help for Business and sole-traders. Are you a sole-trader or run a business with employees? If so, you may have found things

blankUncategorized blankjob keeper payment,  jobkeeper payment

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March 30, 2020

Essential steps to take to protect your financial wellbeing in crisis times

Your financial wellbeing is more important than ever before In these uncertain times, access to financial support to help you manage your financial

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December 6, 2019

The Pros and Cons of AfterPay

Do you use AfterPay? Tread carefully... Can we have a little chat about AfterPay? - Lovely AfterPay - which has cropped up in the last couple of

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November 14, 2019

Meet our newest Bright Spenders Team member, Lance Box!

Lance has been personally using the Spending Planner to transform and manage his own finances since 2002. Lance Box has worked with clients helping

blankUncategorized blankCertified Spending Planner,  Financial Counsellor,  Lance Box

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October 25, 2019

How to Take Control of Your Small Business Finances… and Sleep Better at Night!

How to Take Control of Your Small Business Finances… and Sleep Better at Night! If you’ve ever felt that sickening feeling that wakes you in the

blankUncategorized blankJanet Beckers,  Small Business finances

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October 24, 2019

What Are Your Emotional “Drivers” for Spending?

Today I want to talk about the two biggest drivers of our habits:  pain or pleasure. I was talking with a client this morning and she mentioned that

blankUncategorized blankemotional drivers to spend money,  pain or pleasure,  Sticking to a budget

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Copyright © 2021 Collective.com.au. All rights reserved. Return to top

Our Privacy Policy.

As a Spending Planner and member of the Spending Planner’s Institute, we have a firm commitment to respecting and protecting people’s privacy.  The following discloses the information gathering and dissemination practices of our service to our clients.

Any information provided by clients will be treated with the utmost of respect for privacy and confidentiality.  People’s personal information will not be revealed to any person outside this business unless for the express purpose of providing the service to a client and not without the client’s knowledge and approval.

Personal information will not be sold, rented, given away or shared with anyone not involved in delivering any information, education, goods or services as part of the everyday running of our business.

We will also not be using your information for purposes of spamming.

Client information stored in the Spending Planner software is encrypted and secured by SSL certification.  No important private personal information such as Credit Card details are stored in your Spending Plan.

If you have any questions about this privacy statement, the practices of this Spending Planner Service, or your dealings with us you can contact us by emailing anthea@brightspenders.com.au