“What I love most about the Spending Planner Program is that feeling of being in control around your finances. I know exactly how much money I need to have in my account on any given day to meet all of my foreseen and unforseen expenses. That’s powerful information to have.
When people ‘get it’ they can’t stop telling their friends and family about it. And that’s exactly why I do what I do.”
– Anthea Falkiner – Certified Spending Planner




Anthea Falkiner
Certified Spending Planner & Director of Bright Spenders
Anthea transformed her own family finances as a result of using the principles in the Spending Planner program. Within two years she was able to pay off 50K off her home mortgage, ditch her credit card debt and purchase two investment properties. She works passionately to help others get on track with their own finances.
After 25 years in the corporate arena and Education sector she started her own successful online business and now brings her wealth of experience to bear on helping others succeed with their money goals.
Amy Waters
Certified Spending Planner
As a wife, and mother of three children, Amy understands the financial pressures of raising a family and the importance of having a plan to stop the cycle of living pay to pay.
With the help of her spending plan, she escaped that cycle of stress. She now has absolute confidence that she will never fall back into living week to week because she can clearly see the future through her Spending Plan. It acts as a road map to get her, and her family, where they want to go financially.
When Amy discovered the massive benefits of the Spending Planner program for herself she knew she wanted to help others eliminate money stress just as she had done, and now loves helping individuals, couples and families achieve their financial goals as they learn and implement the simple steps to create their own spending plan.
Meet Bright Spenders Mentor, Amy Waters and hear her personal and professional experience using the Spending Planner.
https://www.facebook.com/brightspendersspendingplanners/videos/2159951930986597/
Lance Box
Certified Spending Planner
Lance has been personally using the program since 2001, and has been a Certified Spending Planner since 2015.
Having worked with clients from a very broad range of backgrounds and situations, Lance specializes in helping small business owners sort their personal finances first and then get their business spending plan on track.
Married for nearly 40 years, and having raised children who are now married, Lance understands that families face many challenges in trying to get ahead financially in the current economic climate. He is passionate about the benefits that a spending plan can bring, and the radical changes of lifestyle that come with a well-tuned Spending Plan.
David Wright
Spending Planner Program Creator
David is the creator of the ground-breaking program we use at Bright Spenders. He has been teaching budgeting for over 20 years, helping tens of thousands of people, as a professional speaker and guide. David does not provide one-on-one consulting.

An Opportunity to Learn and Give Back…
Are you organised and passionate about helping people get control around their money?
As Bright Spenders grows, we’re looking for financially skilled Spending Mentors across Australia, specifically training them to provide mentoring and guidance to people from all walks of life. Please get in touch with us if this sounds like you!